I was so happy, she said. I wasn’t going to be homeless anymore. CINDY YAMANAKA, STAFF PHOTOGRAPHER 1 of 7 When you’re homeless, all you want is shelter, Sandra Campos, 51, says. CINDY YAMANAKA, STAFF PHOTOGRAPHER 1 of 7 Sandra Campos, 51, was persistent in checking vacancy listings and Craigslist. When she ran out of places to call, she’d drive the streets of Anaheim and Fullerton, looking for for-rent signs. Time and again, doors got shut in her face. In May, she finally found a home, in Anaheim. CINDY YAMANAKA, STAFF PHOTOGRAPHER 1 of 7 Sandra Campos kept detailed logs of all the places she had called or visited. She was terrified her Section 8 voucher would expire. More than 87,000 people are on waiting lists to get Section 8 vouchers in Orange County, and waits of six to 10 years are common. Nationwide, almost one out of every three voucher holders loses their rent subsidy because they’re unable to find a place to rent before the voucher expires, federal data show. CINDY YAMANAKA, STAFF PHOTOGRAPHER 1 of 7 The wait for Campos was long.
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According to Experian, seven out of 10 graduates in 2014 entered the working world saddled with an average student loan burden of $28,950. That’s undeniably a big and worrisome number, but college remains a solid investment, despite its high cost. According to Bureau of Labor Statistics data, a person with a bachelor’s degree earns a median 67% more per week than someone with a high school diploma. Continue Reading Below ADVERTISEMENT The income advantage provided by post-secondary education makes student loans one of the few forms of debt that can pay off for the borrower over time. Additionally, interest on dederal student loans is relatively low, and often, that interest can be deducted on your taxes. Student loans are among the most flexible forms of debt, too. Payments can be renegotiated based on your income, or they can be temporarily halted during a financial emergency, such as a job loss. There are even some scenarios that allow student loans to be forgiven, such as working in certain public-service occupations. Debt can be OK when you want to buy a home Selena Maranjian : One of the best reasons you might get in debt is in order to buy a home. After all, the recentmedian sale price for a U.S. home was $244,100 — and not many of us have that kind of cash available.
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